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Product

Loan Management System

End-to-end loan management for cash-loan businesses and micro-lenders.

Overview

Client onboarding, loan origination, repayment schedules, arrears tracking, collections and reporting — a complete loan book platform for micro-lenders, cash-loan businesses and cooperative finance.

ForCash-loan businesses, micro-lenders, SACCOs and cooperative finance.

At a glance

  • Client onboarding & KYC
  • Loan origination & underwriting
  • Repayment schedules & amortisation
  • Arrears & collections management
  • Interest and fee configuration
  • Payment integration (EFT, mobile, cash)

Benefits

Outcomes that matter.

Faster

loan origination

Digital KYC, scoring rules and paperless contracting shrink turnaround times.

Lower

arrears

Automated schedules, reminders and collections workflows reduce delinquency.

Regulator-ready

reporting

Portfolio, PAR, provisioning and disclosure reports built in.

Modules

Built from focused modules.

Origination

Application intake, scoring and approval.

Servicing

Disbursement, repayments, restructures.

Collections

Arrears tracking, dunning and recovery.

Reporting

Portfolio, provisioning and management reports.

Workflow

From first click to done.

  1. STEP 01

    Onboard

    Capture client and KYC documents.

  2. STEP 02

    Originate

    Application, scoring, approval.

  3. STEP 03

    Disburse

    Contract, disbursement and schedule.

  4. STEP 04

    Collect

    Repayments, arrears, recovery.

  5. STEP 05

    Report

    Portfolio and regulator reporting.

Features

Everything you need. Nothing you don't.

Client onboarding & KYC
Loan origination & underwriting
Repayment schedules & amortisation
Arrears & collections management
Interest and fee configuration
Payment integration (EFT, mobile, cash)
Client statements & SMS notifications
Portfolio and PAR reporting

Integrations

Plays well with your stack.

Bank EFT filesMobile moneyNational ID / KYC providersAccounting systems

See Loan Management System in action.

Book a live walkthrough with our product team.